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Why Choose Mutual of Omaha for Disability Income Insurance?
It's important to look for a company that is stable and financially sound. Mutual of Omaha has a long history in the insurance industry; we've been paying claims to customers since 1909. And our strength and financial stability consistently earn Mutual of Omaha high ratings from leading rating agencies.
Rating Company |
Mutual of Omaha United of Omaha |
|
|
A+ (Superior)
This rating is second highest of 16 |
Moody's Investors Service
(for current financial strength and ability to withstand financial stress in the future) |
Aa3 (Excellent)
This rating is fourth highest of 21 |
Standard & Poor's
(for financial strength to meet obligations to policyholders) |
AA- (Very Strong)
This rating is fourth highest of 21 |
Ratings as of 12/20/2007
*Ratings refer only to the overall financial status of the company, and are not a recommendation of the specific policy provisions, rates or practices of the insurance company.
© 2008 Mutual of Omaha Insurance Company. All rights reserved.
Coverage may not be available in all states and may vary by state.
Underwritten by Mutual of Omaha Insurance Company. Mutual of Omaha Plaza, Omaha, NE 68175.
Disability income policy/certificate form numbers: D77/CD77, D81, D82, D83 (in ID, OR and TX, D81-20896/20897, D82-20898/20899, D83-20900/20901; in NY, D81-21098/21099, D82-21100/21101, D83-21102/21103; in OK, D81-21014/21015, D82-21016/21017, D83-21018/21019; in PA, D81-21080/21081, D82-21082/21083, D83-21084/21085), 150BE (in ID, 150BE Series -10116; in OK, 150BE Series 8972; in OR, 150BE Series-13316, in TX, 150BE Series-9068, in PA, 150BE Series-1050; in NY, 151BE Series-12495) or state equivalent. These policies have exclusions, limitations and reductions.
In NY, these policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for D81-21098, D82-21100, D83-21102 and 151BE Series-12495 is 55% (D81-21099, D82-21101 and D83-21103 is 60%). The ratios are the portion of future premiums, which the Company expects to return as benefits when averaged over all people with these policies.
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