Prescription Drug Plan Basics

Our prescription drug plans were designed to help promote your well-being and financial security while also providing an efficient and reliable member-focused experience. With a Mutual of Omaha Rx plan, you can be confident knowing you picked a plan that’s affordable and covers your prescriptions.

Important notice: Beginning Jan. 1, 2025, we will no longer offer Prescription Drug Plans. Current members, you must enroll in a new drug plan for 2025. If you need help finding a new plan, we have some resources to get you started.

Find the right plan for you.

Our cost calculator can help you find affordable and dependable prescription drug coverage. Just enter your prescription information and preferred pharmacy to get the most accurate estimate of costs and find a plan that’s the best fit for you.

Compare Plans & Enroll

A Mutual of Omaha Rx prescription drug plan might be a good solution if:

You have Medicare Part A or Part B

You’d like to save money on the most commonly prescribed medications

You have Medicare supplement insurance and want a prescription plan to add to your coverage

Your prescriptions aren’t covered by your employer

You want the protection of coverage, even if you don’t use prescribed medications now

Our 2024 prescription drug plans offer:

Affordable monthly premium

Our Essential plan premiums starts as low as $20.30/month.

$0 dollar deductibles

Our Essential plan offers a $0 deductible on Tier 1 and our Premier plan offers a $0 deductible on Tiers 1 & 2.

Affordable copays

We offer affordable copays, $0 to $20, for a 30-day supply on most commonly prescribed drugs.

Comprehensive drug coverage

Our Plus plan offers a comprehensive formulary to save you money on an extensive list of medications.

We make it easy to get your prescriptions

Nationwide network of pharmacies

Fill your medications in-person at any of our nearly 60,000 in-network pharmacies, including CVS, Walmart and thousands of local providers

Search Our Pharmacy Network

Home delivery with free standard shipping

Have your long-term medications delivered right to your mailbox. Choose home delivery from Express Scripts® Pharmacy, our mail-order pharmacy, to get preferred pricing, easy refills and free standard shipping.

Learn More at Express Scripts® Pharmacy

Online bill pay

Quickly and easily manage all your Mutual of Omaha accounts and pay your bills online with our secure online portal.

Visit Payment Portal in Customer Access

prescription drug plan enrollment illustration

Enrollment information

When should I enroll?

When you first become Medicare eligible, the best time to enroll is during your Initial Enrollment Period. This seven-month period begins three months before the month you turn 65, includes your birthday month and ends three months after your birthday.

If you need to make a change after your Initial Enrollment Period, the best time to review your plan options is during the Annual Enrollment Period. Sometimes referred to as AEP, the Annual Enrollment Period happens every year from October 15th through December 7th.

Learn More About When to Enroll

Is there a penalty if I don’t enroll?

If you don’t enroll in a prescription drug plan during your Initial Enrollment Period, you may have to pay a late enrollment penalty if you enroll at another time. This penalty generally continues as long as you have Medicare Part D coverage.

Get Answers About Part D Enrollment

Additional resources

Already a member?

Easily manage your account online. Sign in to pay a bill, request mail order prescriptions, review your policy and more.

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