Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans

With Medicare supplement insurance plans all having the same basic benefits from company to company, choosing an affordable plan is important. We offer various plans, and you can be confident our prices are fair.

Get a quote. Choose a plan. Apply online.

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For ZIP code 43201
MM/DD/YYYY
Available monthly discounts
Household Discount
You may qualify for a 12% discount on your monthly Medicare supplement insurance premium if you've resided with another adult for the past year or you live with your spouse. Requirements vary by state. We'll validate you're eligibility when you apply.
Is a member of your household with whom you have continuously resided for the last 12 months or to whom you're married or in a civil union partnership with, either: Covered by an existing Medicare supplement plan with us? Or applying for coverage with us?

Plan information

10 plans in your area
Plan G
Plan F
Plan N
High Deductible Plan F
High Deductible Plan G
Plan A
Plan B
Plan C
Plan D (Not PDP)
Plan M
How this plan works

Our most popular plan, Plan G helps you pay the Medicare Part A deductible ($1,676 in 2025), coinsurance and other costs incurred from Medicare Part A.

However, it does not help you pay all costs, you still need to pay the Medicare Part B deductible $257 (in 2025) before Plan G begins paying benefits.

After the Medicare Part B deductible is met, it covers the remaining Medicare approved expenses.

The most comprehensive coverage option, Plan F helps you pay the Medicare Part A deductible ($1,676 in 2025), coinsurance and other costs incurred from Medicare Part A.

It also pays the cost incurred from Medicare Part B, including the annual deductible.

It covers the remaining Medicare approved expenses, so you won't need to pay anything.

Plan F is available to those eligible for Medicare on or before 01/01/2020.

Plan N helps you pay the Medicare Part A deductible ($1,676 in 2025) coinsurance and other costs incurred from Medicare Part A.

However, it does not help you pay all costs incurred from Medicare Part B. You still need to pay the Medicare Part B deductible $257 (in 2025).

After the $257 deductible is met, you will still pay a copay of up to $20 each time you go to the doctor, and a copay of up to $50 if you go to the emergency room.

Before High Deductible Plan F begins paying benefits, you will need to pay Medicare-covered costs (deductibles, coinsurance and copayments) of $2,870 (in 2025).

After you reach $2,870, the plan kicks in and helps you pay the remaining Medicare Part A deductible, coinsurance and other costs incurred from Medicare Part A.

It also pays the costs incurred from Medicare Part B, including the annual deductible.

It covers the remaining Medicare approved expenses, so you won't need to pay anything else.

High Deductible Plan F is available to those eligible for Medicare on or before 01/01/2020.

Before High Deductible Plan G begins paying benefits, you will need to pay Medicare-covered costs (deductibles, coinsurance and copayments) of $2,870 (in 2025).

After you reach $2,870 the plan kicks in and helps you pay the remaining Medicare Part A deductible, coinsurance and other costs incurred from Medicare Part A.

However, it does not help you pay the cost incurred from Medicare Part B, you will need to pay the Medicare Part B deductible ($257 in 2025).

It covers the remaining Medicare approved expenses, so you won't need to pay anything else.

Plan A is a basic coverage plan from which the other Medicare supplement plans build upon.

This plan helps cover out-of-pocket expenses that Medicare doesn’t cover, such as Medicare Part A coinsurance and hospital costs, Medicare Part B coinsurance or copayment, first three pints of blood and Part A hospice care coinsurance or copayment.

However, it does not cover the coinsurance for skilled nursing facility care, the Part A deductible ($1,676 in 2025), the Part B deductible ($257 in 2025), Part B excess charges or foreign travel emergencies – meaning you’ll need to pay for these services out-of-pocket in the event you’ll need them.

Plan B provides basic coverage, which includes coverage of the Part A deductible ($1,676 in 2025).

However, it does not cover the coinsurance for skilled nursing facility care, the Part B deductible ($257 in 2025), Part B excess charges or foreign travel emergencies – meaning you’ll need to pay for these services out-of-pocket in the event you’ll need them.

Plan C is available for those who are Medicare-eligible on or before Jan. 1, 2020.

This plan provides ample coverage (with exception to Part B excess charges), including coverage of the Part A deductible ($1,676 in 2025) and the Part B deductible ($257 in 2025), leaving no room for unexpected expenses.

Additionally, Plan C covers generally 80% of foreign travel emergencies.

(Emergency coverage exists for the first 60 days of travel outside of the country.)

Plan D provides ample coverage, including coverage of the Part A deductible ($1,676 in 2025) and associated coinsurance and hospital costs.

It does not cover the Part B deductible ($257 in 2025) or any Part B excess charges, however.

Additionally, Plan D covers generally 80% of foreign travel emergencies.

(Emergency coverage exists for the first 60 days of travel outside of the country.)

Plan M offers a unique benefit arrangement where 50% of the Part A deductible ($1,676 in 2025) is covered.

Plan M does not cover the Part B deductible ($257 in 2025) or Part B excess charges, so you would be responsible for these costs.

Additionally, Plan M covers generally 80% of foreign travel emergencies.

(Emergency coverage exists for the first 60 days of travel outside of the country.)

This plan is for people who prefer:
  • Paying upfront
  • Higher monthly premiums
  • No out-of-pocket surprises
  • Strong protection
  • Paying upfront
  • Higher monthly premiums
  • No out-of-pocket surprises
  • Strong protection
  • Paying some upfront and some as you go
  • A mix of monthly premiums and copays
  • Occasional out-of-pocket expenses
  • Strong protection
  • Paying as you go
  • Low monthly premiums even if it means there could be high out-of-pocket costs
  • "Safety net" type coverage
  • Paying as you go
  • Low monthly premiums even if it means there could be high out-of-pocket costs
  • "Safety net" type coverage
  • Basic coverage
  • Lower monthly premiums
  • Paying for out-of-pocket expenses as you go
  • Basic coverage
  • A lower monthly premiums
  • Paying for out-of-pocket expenses as you go – including skilled nursing facility care coinsurance, the Part B deductible ($257 in 2025), Part B excess charges and foreign travel emergencies
  • Coverage of the Part B deductible ($257 in 2025), in exchange for a higher monthly premium.
  • No out-of-pocket surprises
  • Strong protection
  • Strong protection
  • To pay for the Part B deductible ($257 in 2025) and any Part B excess charges out of pocket
  • Foreign travel emergency coverage
  • To share more out-of-pocket costs in exchange for a lower premium
  • Paying for expenses as they arise
  • Foreign travel emergency coverage
Basic Benefit
  1. Medicare Part A coinsurance (hospitalization room and board, general nursing, miscellaneous services and supplies that Medicare does not pay for; also pays all of these expenses for 365 days after Medicare coverage ends)
  2. Medicare Part B coinsurance (physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests and durable medical equipment)
  3. Hospice care coinsurance when patient meets Medicare's hospice requirements.
  4. First three pints of blood each year.
(After Co-Pays)
(After you reach $2,870 deductible)
(After you reach $2,870 deductible)
Skilled Nursing Facility Coinsurance
Pays coinsurance (up to $209.50 per day in 2025) for days 21-100 for a Medicare approved stay in a skilled nursing facility. Medicare pays all charges in days 1-20.
(After you reach $2,870 deductible)
(After you reach $2,870 deductible)
Medicare Part A Deductible
Pays the first $1,676 (in 2025) each benefit period for Medicare-approved charges for hospitalization, including room and board, general nursing, miscellaneous services and supplies. The benefit period ends once you've been out of the hospital and not received other skilled care for 60 consecutive days. If your plan does not have this benefit, you would need to pay the deductible out of pocket.
(After you reach $2,870 deductible)
(After you reach $2,870 deductible)
Medicare Part B Deductible
Pays the first $257 (in 2025) of each calendar year for Medicare-approved charges for physicians' services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests and durable medical equipment. If your plan does not have this benefit, you would need to pay the deductible out of pocket.
(After you reach $2,870 deductible)
Medicare Part B Excess Charge
The plan pays all charges over the amount that Medicare pays for a given service, which can be up to 15% more. Those extra charges would otherwise be billed to you. Some states prohibit doctors that take Medicare patients from charging more than that rate.
(After you reach $2,870 deductible)
(After you reach $2,870 deductible)
Foreign Travel Emergency
Medically necessary emergency care services, beginning during the first 60 days of each trip outside the USA. You pay a $250 calendar year deductible, then the plan pays 80% of charges up to a lifetime maximum of $50,000.
(After you reach $2,870 deductible)
(After you reach $2,870 deductible)

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