What is Guaranteed Whole Life Insurance?

Guaranteed Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency. Here are some benefits that you will receive:
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Guaranteed coverage

Guaranteed acceptance for ages 45-85 (in NY, 50 -75) that lasts for the rest of your life with no medical exam.

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Coverage amounts: $2,000 – $25,000

A set coverage benefit between $2,000 to $25,000 (in WA, $5,000 - $25,000) to be paid to your designated beneficiaries at your death. Majority claims paid within 24 hours.*

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Affordable rates that never increase

Premiums that are guaranteed never to increase because of your age or health.

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Build cash value for an emergency

Potential cash value that grows on a tax deferred* basis and have access to the funds in an emergency.

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Get an instant coverage by applying online

Applying online just includes 4 simple steps. You just have to enter your personal information, beneficiaries, pay and sign. Coverage is instant.

* refers to instances in which a taxpayer can delay paying taxes to some future period.