Hospital Indemnity Insurance
Hospital Indemnity Insurance
The value of hospital indemnity insurance
Hospital indemnity insurance can help fill the gaps and cover unexpected costs that an employee’s health insurance may not – so they are prepared to handle the expenses associated with a hospital stay.
How hospital indemnity insurance works
Hospital indemnity insurance pays a supplemental cash benefit when an illness or injury results in a hospital stay. It pays in addition to any other insurance employees may have and they’re free to use the benefits for anything they need.
The cash benefit from hospital indemnity insurance can be used to:
- Pay for out-of-pocket medical expenses
- Cover hospital deductibles and co-pays
- Pay for services not covered by health insurance
- Supplement daily living expenses
- Pay mortgage/rent
- Cover child/adult care
Designed with employers and employees in mind
Enrollment made easy
When it comes to enrolling employees in their benefits plans, "easy" isn't what usually comes to mind. That's why we work closely with employers to develop an enrollment strategy with a variety of support options and communication tools to empower employees to make informed decisions and maximize participation.
We provide a variety of enrollment support options:
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Local Sales Representatives
Our local sales team will personally consult with our customers to determine the best enrollment strategy to fit their unique needs and ensure a streamlined enrollment experience.
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Dedicated Enrollment Consultants
Our specially trained, licensed, and bilingual enrollment consultants will help plan and execute a personalized enrollment experience from initial pre-enrollment strategy to on-site and virtual meetings in a way that best fits our customer's needs.
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Third-Party Enrollment
We partner with trusted third-party resources that specialize in group and voluntary benefit enrollments, including core benefit, call center and online enrollment systems. These resources support multilingual language needs.
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Employee Communication
To help employees make informed decisions we offer a diverse portfolio of materials designed for different learning styles and delivery preferences. This includes postcards, emails, customized, mobile-friendly microsites, and a variety of high-level, needs-based videos.