Medicare Questions

Do you need quick answers? We have them.

What's your Question?

What Is Medicare?What if I have a pre-existing condition?Can my spouse/partner and I share a policy?How does this work with Social Security?How is Medicare different from Medicaid?What decisions do I need to make?What if I'm still covered by an employer or spouse's/partner's employer plan?What’s the difference between premiums, deductible, copays, and coinsurance?

Can I get vision, dental, and hearing insurance?Can I get a free gym membership?How much does Medicare cost?Will my costs go up over time?Am I covered if I travel out of state or the U.S.?How can I anticipate cost changes?Will my benefits change over time?What is covered by Medicare supplement insurance policies and Medicare Advantage plans?

Do I need additional coverage?What are Parts and Plans?What is the difference between Medicare supplement insurance and Medicare Advantage?What if I pick the wrong coverage?Can I get dropped by my plan?Can I still see my current doctor?What does Medicare cover?Will my prescriptions be covered?

Should I enroll in Part A?Should I enroll in Part B?Do I qualify for Medicare?When can I sign up?What if I miss my Medicare enrollment date?How do I enroll in Medicare?Should I enroll in Part D?How do I get a Medicare supplement insurance policy or Medicare Advantage plan?

Can I change plans if I don't like the one I selected?Can I switch plans if I move?What happens if I get sick and need more coverage?Can I change plans at any time during the year?Can I switch between Medicare supplement insurance and Medicare Advantage?Do I have to re-enroll every year?What if my plan is no longer available?Can I switch my Medicare supplement insurance policy?

Q. Can I switch between Medicare supplement insurance and Medicare Advantage?

Short Answer

You do have options when it comes to switching plans, but they are limited to time frames and may be limited if you have certain health conditions. This is why it’s so important to really understand this decision and think through what could happen long term with your health.

Remember, if you are feeling lost, you can always receive a personalized recommendation on this site.

More Details

You can apply for a different Medicare supplement insurance policy at any time, but you may be denied coverage due to health conditions.

You may apply for a Medicare Advantage plan only during the Annual Enrollment Period from October 15 to December 7 of each year. You cannot be denied this coverage, and it will be effective the following January 1.