Designed with your recovery in mind

Critical Illness insurance pays a lump-sum benefit upon diagnosis of a covered condition. A check is sent to you, not the health care provider. Simple as that.

Product Details

Critical Illness Insurance
  • Benefit Amounts: $10,000 to $100,000
  • Policy Term: 10-, 15-, 20-, and 30-years or Lifetime
  • Coverage Type: Individual, Single or Family
  • Policy Issue Ages: 18-64
Contact an Agent

to schedule an appointment call 800-931-9210

You receive a lump-sum payment to use any way you choose
Replace lost income

Depending on your treatment plan, you may need to take time off work. Or your spouse may use all of his or her vacation time so you have someone with you. Luckily, with Critical Illness insurance, you can use the funds to help.

Health insurance deductibles or copayments

There may be incidental costs associated with your treatment that is not covered by your existing health coverage. A Critical Illness policy may help offset these.

Household expenses like mortgage payments, groceries and utilities

Depending on your situation, finances can get tight as you recover. Lost income, medical bills and prescriptions, and other things, can add up. Your policy benefits can be used to help cover your ongoing living expenses.

Travel to receive treatment

Sometimes the best medical services aren’t right down the street and you’ll need to head out of town to get the best treatment. With a Critical Illness insurance policy, you may use the funds to help get you where you need to be.

Covered Conditions
100%
  • Internal Cancer or Malignant Melanoma
  • Heart Attack
  • Stroke
  • Alzheimer’s Disease
  • Major Organ Transplant
  • Blindness
  • Paralysis
  • Deafness
  • Kidney Failure
25%
  • Coronary Artery Bypass Surgery
  • Coronary Angioplasty Surgery
Flexible policy benefits
  • No surprises. You know the benefit amount when you make a claim
  • Your policy is guaranteed renewable for the life of the policy
  • Limited underwriting
  • If family members are covered, you pay the same regardless of the number of children
  • Return of Premium (ROP) benefit upon death
  • Optional Riders available, at an additional cost, to enhance your coverage

We are here for you

Talk to us, we're listening: 800-931-9210

Back to top