Our Solution for Critical Illness Insurance
Our Solution for Critical Illness Insurance
Designed with your recovery in mind
Critical Illness insurance pays a lump-sum benefit upon diagnosis of a covered condition. A check is sent to you, not the health care provider. Simple as that.
Product Details
You receive a lump-sum payment to use any way you choose
Replace lost income
Depending on your treatment plan, you may need to take time off work. Or your spouse may use all of his or her vacation time so you have someone with you. Luckily, with Critical Illness insurance, you can use the funds to help.
Health insurance deductibles or copayments
There may be incidental costs associated with your treatment that is not covered by your existing health coverage. A Critical Illness policy may help offset these.
Household expenses like mortgage payments, groceries and utilities
Depending on your situation, finances can get tight as you recover. Lost income, medical bills and prescriptions, and other things, can add up. Your policy benefits can be used to help cover your ongoing living expenses.
Travel to receive treatment
Sometimes the best medical services aren’t right down the street and you’ll need to head out of town to get the best treatment. With a Critical Illness insurance policy, you may use the funds to help get you where you need to be.
Covered Conditions
100% Coverage
Heart Attack
Stroke
Alzheimer’s Disease
Major Organ Transplant
Blindness
Paralysis
Deafness
Kidney Failure
25% Coverage
Coronary Angioplasty Surgery
Flexible policy benefits
No surprises, you know the benefit amount when you make a claim
Your policy is guaranteed renewable for the life of the policy
Limited underwriting
If family members are covered, you pay the same regardless of the number of children
Return of Premium (ROP) benefit upon death
Optional Riders available, at an additional cost, to enhance your coverage
Critical Illness Insurance
Benefit Amounts: $10,000 to $100,000Policy Term: 10-, 15-, 20-, and 30-years or Lifetime
Coverage Type: Individual, Single or Family
Policy Issue Ages: 18-64
To schedule an appointment call 800-931-9210